We are both soft! I get cold so easily. I remember my room at Glasgow Uni being really cold in January with high winds and damp, but our flat here's okay even in the bitter cold as long as you manage it properly (pull the shades after dark, close doors behind you to keep in radiator heat, etc.).

Augh, our bathroom is cold a lot because the window's at the back of the house which gets all the wind, and it's a long thin room with the radiator at one end, which is not the end where the toilet and sink are. sigh.